Example · a common combination
- PTSD70%
- Lumbar strain20%
- Tinnitus10%
Simple addition says 100%.
Combined rating
80%
Monthly, with spouse + 1 child
$2,406
It is not 100% — it is 80%. VA percentages don't add up. Each one is applied to whatever ability is left after the one before it, so three conditions almost never total what the arithmetic says. The estimator does that math for you, at 2026 rates.
That took 15 seconds. Do yoursWhere are you in your claim?
Pick the one that sounds like you.
I'm filing a claim for the first time
Check what you qualify for → estimate your rating → draft the doctor letter.
Check what I qualify for →
Then: Estimator → Nexus drafter
C&P soonMy C&P exam is coming up
Know what the examiner is scoring before you walk in.
Prep for my C&P exam →
Then: debrief after the exam
DeniedThey denied my claim — what now?
Decode the letter. Pick an appeal lane. File with real Board precedent.
Translate my denial letter →
Then: $99 Precedent Brief for the appeal
IncreaseI'm already rated — what am I missing?
Find conditions secondary to what you have. Then check missed SMC.
What else am I owed? →
Then: SMC checker → file Form 21-526EZ
EstimateJust want to know what I'd be rated
See your rating + monthly pay in 15 seconds. No signup.
Estimate my rating →
Then: Nexus drafter for any condition
Not sure? Start with the presumptive checker — it surfaces claims you may have already earned but never filed, and the answer is free in 30 seconds.
The Precedent Brief.
Up to ten real Board of Veterans' Appeals decisions matched to your claim — most with facts like yours, plus a couple showing what the Board turned down. Findings of Fact and Reasons & Bases quoted word for word, with a citation line ready to paste into your VA form. You see the exact number before you pay.
Claim-shark firms charge $3k–$20k for this research. We charge $99, flat, one time, no cut of your back pay.
20 free tools. Plus one $99 brief for appeals.
Presumptive Conditions Checker
AI reads your service narrative and matches against PACT Act burn-pit, Agent Orange (incl. hypertension via PACT 2022 addition), Camp Lejeune, Gulf War Illness, and radiation frameworks. CFR citations included.
~10 sec · 7 frameworks · free
Rating Estimator
Your conditions mapped to 38 CFR Part 4 diagnostic codes. Combined rating calculator. 2026 monthly dollar amount with dependents. Auto-flags TDIU eligibility (most miss it).
~15 sec · 2026 rates · TDIU-aware
Denial Letter Decoder
Paste your VA Rating Decision. AI identifies every denied issue, translates VA-speak into plain English, picks the right appeal lane (Supplemental, HLR, or Board), and lists the exact evidence to win it. 1-year clock starts the day they mail you.
~20 sec · 3 appeal lanes · free
More free tools
What the VA already owes you.
An iPhone app that works out the money side of your file: extra statutory pay you may qualify for, back pay from an earlier effective date, and which of your ratings the VA can no longer cut. Every figure shows the federal rule it came from.
No AI guesses. It is arithmetic over the published 38 CFR tables — the same rules the tools on this site run on, in your pocket, offline.
$49.99 once — or $34.99/yr, 7 days free
Never a percentage of your back pay. The tools on this site stay free either way — Emerit is a separate app, not a paywall going up around anything you already use.

Four checks, run against your own file
You enter your ratings once. Everything below is computed from that, on your phone.
Extra statutory pay (SMC)
Whether you look eligible for Special Monthly Compensation, and at which level. It is paid on top of your percentage. The most-missed one is loss of use of a creative organ.
38 CFR 3.350
Back pay
What an earlier effective date is actually worth. Payments start the first day of the month after the effective date — not on it — which quietly costs most estimates a month.
38 CFR 3.31
Rating protection
Which of your ratings are locked under the 5-, 10- and 20-year rules, which are still exposed, and the exact date each one changes.
38 CFR 3.951, 3.957
Deadline clocks
The one-year window to file a Supplemental Claim or a Higher-Level Review, counted down and reminded before it closes.
38 CFR 3.2500
Your file stays on your phone
No account, no login, no server copy. There is nothing to sign in to. Same promise as this site — enforced by the code, not by marketing.
What it is not
A reference tool. It does not file your claim, cannot represent you, and never talks to the VA. Accredited reps are free — use them too.
Free to download. iPhone, iOS 17 and up. Read the full breakdown at emerit.aiappnation.com →
No iPhone, or not ready to buy? The SMC checker and back-pay calculator are free on this site today.
Who does what
Know the difference. It's your rating, your money.
Claim sharks
Trajector · Veterans Guardian
- ✗Up to $20,000+ per claim
- ✗Or 5× your first monthly award
- ✗FTC fined Trajector in 2024 for deceptive practices
- ✗GUARD Act (H.R. 1732) would make them criminal
NexusVetClaims
You are here
- ✓Free AI tools you run yourself
- ✓Software, not representation
- ✓Built by a vet who lived it
- ✓No strategy-call upsell, no % cut
VA-accredited VSOs
DAV · VFW · American Legion
- •Free — use them too
- •Overloaded, weeks-long waits
- •Quality varies wildly
- •Required for representation by 38 USC 5904
Guides · 80 conditions · PACT, AO, Lejeune, Gulf War
Rating guides for the most-claimed conditions.
Plain-English breakdowns of 38 CFR Part 4. Rating tiers, 2026 monthly dollar amounts, secondary conditions, and nexus tips — all free.
Video · free on YouTube · nothing to sign up for
Prefer to watch?
Plain-English walkthroughs of the benefits most veterans never hear about. Pick one — it opens on YouTube.

Don't Stop at 100%: The Secret VA Benefit You Need to Claim
Nexus Vet Claims — 9:14 long. Opens on YouTube in a new tab.

SMC-K vs. Basic Compensation: What You Need to Know in 2026
Nexus Vet Claims — 7:57 long. Opens on YouTube in a new tab.

SMC-L Aid & Attendance Explained: The VA Benefit That Pays $4,900.83 Instead of Your 100% Rate
Nexus Vet Claims — 8:06 long. Opens on YouTube in a new tab.

The 2026 COLA Increase: How Much SMC Do You Get Now?
Nexus Vet Claims — 7:56 long. Opens on YouTube in a new tab.
Start where you are.
If you don't know where to start, start with the presumptive checker. The VA presumes service-connection for certain conditions tied to where you served — no medical nexus required, ~75% approval rate. Most vets don't know what they already qualify for.
Check my presumptive eligibilityNexusVetClaims is not affiliated with the U.S. Department of Veterans Affairs. We provide claim-preparation software only. Always consult a VA-accredited representative before submitting a claim.
